Eligibility
- Salaried Person Age Between 21 to 60.
- Minimum Credit Bureau score 601.
- Should be permanent employee of any Education Institutions of the Ramaiah Group or other businesses managed by/Associated with the Ramaiah Group.
- He/she should have been in continuous service for minimum of one year
- Minimum monthly salary of Rs 15,000.
- Meeting the companies rating criteria.
Documents Required
- Applications
- Photograph
- Identity proof
- Photo identity issued by employer
- Address Proof
- Last three months Bank account statement
- Last three months salary slip
- Salary undertaking from employer
Rate Of Interest
- Depends on Risk Profile and credit score.
- Starts at 10% p.a. on daily reducing balance
Quantum Of Loan
- Subject to repayment capacity with a minimum of Rs 20,000 and a ceiling of Rs.10 lakh
Repayment
- 12 EMI to 60 EMI
